Neighborhood Revitalization Initiative (NRI) Home Rehabilitation Loan Program
The Neighborhood Revitalization Initiative (NRI) is a program in partnership with Gate City Bank. It is designed to improve neighborhood quality of life and encourage investment in Fargo's existing housing stock. The City of Fargo partners with Gate City Bank to offer low-interest loans for a limited time.
The application for the 2026 NRI Program will be available on March 16, 2026. Applications will be accepted through October 31, 2026 (all NRI Program applications must be received on or before October 31, 2026).
For additional information on the NRI Program, please visit the below webpage or contact the City of Fargo Planning and Development Department at 701.241.1474.
Other Resources for Homeowners
- Program Information
- Property Tax Remodeling Exemption
- The Building Industry Association of the Red River Valley's (formerly known as FM Home Builders Association) searchable online directory of building industry professionals
- Information for selecting a contractor
- Information on City's assessed value of your home

